Introduction:

What is commercial auto insurance?

Commercial auto insurance is a type of insurance that protects businesses from damage to their vehicles, as well as liability for injuries or property damage caused by their vehicles. This can include things like:

* An employee hitting a pedestrian while driving a company-owned car for business.
* The pedestrian requiring medical treatment that results in costly medical expenses.
* You swerve off the road while driving to work in a company car and take out a residential mailbox.

Why do businesses need commercial auto insurance?

Commercial auto insurance is essential for businesses of all sizes because it can protect you from costly lawsuits. Even if you are not at fault, you could still be sued for damages. Commercial auto insurance can help you pay for the cost of defending yourself against a lawsuit, as well as any damages that you are found liable for.

What does commercial auto insurance cover?

Commercial auto insurance typically covers the following types of claims:

* Bodily injury
* Property damage
* Uninsured motorist
* Underinsured motorist
* Medical payments
* Towing and labor
* Rental reimbursement
* Gap coverage

How much does commercial auto insurance cost?

The cost of commercial auto insurance varies depending on a number of factors, including the size of your business, the type of vehicles you own, and your driving record. However, commercial auto insurance is typically very affordable, and it can provide peace of mind knowing that you are protected in the event of an accident.

How to find the best commercial auto insurance for your business?

There are a number of different insurance companies that offer commercial auto insurance. It is important to shop around and compare rates before you decide on a policy. You should also make sure that you understand the terms of the policy so that you know what is and is not covered.